If you are having a difficult time with your financial situation, I know it can be extremely depressing, but remember you are not the only one and when of people come together and do not give up, they can do amazing things. I found a very interesting and inspiring article about how one community has tried to deal with this economic crisis.
Rev. Joseph Breen of St. Edward Catholic Church in Nashville, TN used his church's resources to create its own "stimulus package" to assist its members who had been hit hard by the economic downturn. Here is the link to the article Priest Creates Stimulus Plan for His Parish.
While a Chapter 7 or Chapter 13 bankruptcy in Alabama can clear away debt, it may not be able to help with the day to day needs of your family, such as food and clothing. This may require you to lean temporarily on friends, family, church or other support groups.
Richard L. Collins - Attorney at Law practicing extensively in Bankruptcy Law in Alabama - 422 Third Ave SE, Cullman Alabama